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Benefits and resources

The steps worth doing early, kept here for whenever you need them. Each one links to the official source.

File for unemployment benefits

Filing sooner can matter. Your state decides when benefits start.

Unemployment benefits are generally taxable income.

Sort out health coverage

Employer coverage often ends soon. COBRA and marketplace plans have enrollment windows, so check dates early.

Read your severance agreement before you sign

Take the time you need. Ask what you're giving up and what you're getting.

Confirm final pay and accrued time off

Your state sets when your last paycheck and any unused vacation are due.

Check your 401(k) and benefits

You usually don't need to move anything this week. Know your options and deadlines.

Find a free career center near you

Free, in-person help with your search, training and local job leads.

Need help with bills or food?

Free, confidential local help with bills, food and housing.

Information only, not legal or financial advice. Rules vary by state and situation.